can a PA employer leave you without insurance after layoff? Layoff was 03/31/2017 and medical last day was 03/31/2017.

Lay-off 03/31/2017, medical until 03/31/2017, can employer leave you without insurance? Suffer from medical condition, and not covered until I receive insurance information from employer.

1 answer  |  asked Apr 4, 2017 07:39 AM [EST]  |  applies to Pennsylvania

Answers (1)

Scott Leah
If I understand your question, you were laid off on March 31st, and were told that that was also the last day of your health insurance coverage.

Without talking to you, I cannot give you specific legal advice. However, I can give you some general thoughts on this subject.

An employer is not required to provide you with coverage after your employment has been terminated. While some employers will allow an employee to keep their health insurance after termination where that month, or the next month's, coverage has already been paid for, they are not required to do so.

However, you may be eligible for continued health insurance coverage under COBRA (which, if you follow all time limits, will be retroactive to when your employer coverage ended). You should receive a notice of your COBRA rights from your former employer. If you do not, you should contact them to inquire about your COBRA rights. Note, however, that COBRA coverage is completely at your own expense. Your employer does not contribute to the cost of that coverage.

If you are not sure whether you are eligible for COBRA coverage, or you believe you are eligible for COBRA coverage, and your employer fails to provide you with notification of your rights, you should speak to an attorney.

posted by Scott Leah  |  Apr 4, 2017 08:22 AM [EST]

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